Latest Stories

Most recently published stories in Trader.

The Truth About Peer to Peer Lending
Peer to peer lending sites connect people who need to borrow cash, with those who have extra to lend. Simplified, you act as the bank and profit the interest. The benefit here is that these companies have lower overheads, which allow them to offer lower interest rates. It sounds great in theory but when I took a deeper look and researched the fundamentals of these companies it raised concerns.
By RJ7 years ago in Trader
Budgeting Hacks That Actually Work
It can be easy to take money for granted. That is, at least, until you can't afford something that you want. Overspending is a major problem that affects most people, at least to some degree. Unfortunately, overspending makes it difficult, or impossible, to save enough money to afford those big purchases you have your eye on. That's why it's so important to put a budget in place, and to use that budget wisely. Here are a few budgeting hacks that can take some of the pain out of your monetary gain.
By Kevin7 years ago in Trader
The Road to Riches
I have always wanted to be rich. When I was little, I would fantasize about all the glamour that comes with money. As I grow older, it centers around the freedom to travel and the ability to take care of my family. I didn’t begin to develop a plan for building wealth until I was 19 years old. While working a shift at my college library, I stumbled upon a book called Rich Dad Poor Dad by Robert Kiosaki, and like the cliche goes, it changed my financial outlook on life. I no longer wanted to slave away climbing the corporate ladder for a chance at the next pay bracket. I wanted to make money in my sleep. I wanted to make a genuine impact on my loved ones' lives and escape the stress of living below my means. So, like every hopeful entrepreneur, I got on YouTube and researched someone like me who started from nothing and they gave a step by step tutorial on how they did it.
By RJ7 years ago in Trader
3 Steps to Building a Sound Financial Future
When you spend all day working hard to earn money, you may feel like you don’t have to time to learn all of the personal finance tricks that will help you make the most of that money. Personal finance can seem like a very complicated thing, which indeed it can be, though its principles can sometimes be deceptively simple. As frustrating as it can be though, you need to make the time to consider your personal financial situation. Like it or not, the retirement that you want demands more of you than just regular hours in the office.
By Carlos Fox7 years ago in Trader
5 Ways to Secure Your Financial Safety While in College
College is an extremely stressful time of life and the last thing you are probably thinking about is your financial future. You may just need to make it to the next paycheck, so you can pay your rent on time, so you don’t get kicked out during finals week. Other college students, and even college graduates understand the stress that comes from taking college classes, and the strain it puts on your budget.
By Mikkie Mills7 years ago in Trader
Becoming Celebrated
Imagine this, you graduate high school, go to college and pay off all four years of college by working a simple summer job. When you graduate you have enough money and credit to start a family, buy a home, car, and even a lake house. You work at the job for years, and they promise you a pension that will pay out a guaranteed amount during your retirement years. You retire, get a gold watch. And plan to travel the world on your pension and social security checks. The good old life right? Probably what some people think of when they talk about making America great again.
By Isaiah Goodman7 years ago in Trader
What Makes Gold Your Best Investment in 2019
Even though gold is no longer used in day-to-day transactions, investing in it makes a lot of sense. After all, there are reasons why some of the best investors continue to buy gold in 2019. Whether you’re a seasoned investor, or you’re just starting out, doing the same is recommended. And in case you’re not convinced just yet, here’s what makes gold your best investment in 2019.
By Isla Wright7 years ago in Trader
Top 11 Books on How to Survive a Recession
Let's start with the basics; what's the difference between recession and a depression? I'll start with the more colloquial definition.
By Trish Gilmore7 years ago in Trader
Let Money Work for You!
Let money work for YOU! A wise man once said... To make money while we sleep we need to let our money work for us! Introduction
By Izzy7 years ago in Trader
Total Money Makeover Debt Stress Be Gone!
Have you ever woke up surrounded by mountains of bills and debt that you have no idea how you're going to pay? Have you ever looked into your own future and thought there was no way you would ever be out of debt, or buy a home, or live comfortably in your retirement? I had that moment not long ago. My life needs a total money makeover. I am 35, my husband is 37, we have 4 children, ages 15, 13, 5, and 3. We are in debt to the tune of $111,000 with student loans, medical bills, and a car loan making up the vast majority. We, unlike many Americans, have 0 credit card debt so at least that is a good thing! We don't make a ton of money our combined income is just over $42,000 a year. Upon having this realization I felt like getting out of debt will take forever, years and years making minimum payments every month.
By Claudia Sanders7 years ago in Trader
Responsible Ways to Fund Large Purchases in 2019
Many homeowners at some point or another find themselves in a position needing or wanting to make a large purchase. The price tag that comes with large purchases is often painful to think about. However, funding the purchase doesn't necessarily have to cause you undue stress financially. There are many ways to fund large purchases in 2019. Below are some tips consumers can take into consideration when looking for responsible ways to fund large purchases. Following some of these tips could help you spare yourself financial headaches and hardships down the road.
By Kevin Gardner7 years ago in Trader
Financial Solutions for the Seriously Ill
Being seriously ill is physically dangerous and exhausting. Serious illness can also take a massive personal and emotional toll on you and your loved ones. And, unfortunately, it can prove devastating for your personal and family finances. Money should be the last thing that you worry about when your health is at stake, but life is unfair and reality is merciless. Like it or not, you need to be focused on your family’s long-term financial future even as you’re fighting your own health battles in doctor’s offices and hospitals.
By Claire Peters7 years ago in Trader