personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
How to Get Your Finances in Order
According to a NerdWallet survey, 64 percent of Americans currently have credit card debt or have faced debt in the past. Although facing your finances head-on might seem like a stressful task, it can be made easier with organization. A lack of organization can actually harm your finances more than being short on cash because simple things like losing track of bills can lead to late fees, and not keeping track of your checking account can cause overdraft fees. With that in mind, here are some tips for getting your finances in order and staying organized.
By Claire Peters7 years ago in Trader
Let's Not Play Catch Up
One of the damaging ways that generations fail or what keeps us from progressing is when you let problems, enemies, or circumstances get in between your family. I am very passionate about family, family legacy, support, growth, and faithfulness. In this particular write-up, I want to focus on the financial struggle and why it seems like others are progressing and building wealth. How can we better prepare, prevent, and establish more opportunities for the next generation, especially in the black community? In the near future, I will touch on more specific ways and alternatives to move forward, but now its more about getting the focus on the topic.
By Jarrod Foster7 years ago in Trader
Becoming Efficient
What do you think of when you hear the word "taxes?" Some people think it's theft! Some people think they are needed for the US to thrive as a nation. And they think people who make more money should pay the most taxes. From what I've found with our clients, most people think of taxes as a necessary nuisance.
By Isaiah Goodman7 years ago in Trader
What a Recession Means for Your Portfolio
It's no secret that experts have been warning about an upcoming recession. The Fed's rates have been getting traders talking. Economic strength factors have been faltering. President Cheeto-in-Chief's trade policies haven't been helping, either.
By Iggy Paulsen7 years ago in Trader
The Most Toxic Beliefs About Money People Have
The American Dream is one I very strongly relate to. It's a dream that means you can be the next major rags to riches story. We hear stories of people attaining the dream every single day—from Puff Daddy, to Warren Buffett, to Bill Gates.
By Cato Conroy7 years ago in Trader
Becoming Goal Oriented
We're starting off with "Becoming Goal Oriented: Planning Your Goals." What does that have to do with money? Everything. Have you heard of the book Start with Why by Simon Sinek? If you haven't, go check it out! The main concept is this, begin with the end in mind. I want you to start thinking about the goals you have for you life. Buying a home, paying off loans, sending kids to college, sure those are the typical ones I hear. Those are fine, but what about traveling to Germany to see your homeland. Or starting your own business, getting in shape—all of these things in our lives typically take money. The lives we want to live and the goals that we have for our lives take money to accomplish them. It may not be a ton of money, and we can be frugal and get deals and be smart, but it.still.takes.money (insert handclap emoji).
By Isaiah Goodman7 years ago in Trader
Becoming a Doer
The word procrastinate comes from Latin, "pro" (forward) + "crastinus" (belonging to tomorrow). So in a nut shell when we say we have trouble procrastinating it means that we tell ourselves that we'll do it tomorrow—or some other magical time when we have the time, energy, or money. When it comes to money and financial planning I've seen that there are four main reasons we procrastinate.
By Isaiah Goodman7 years ago in Trader
10 Signs an Investment Platform Won't Work for You
Failure to pick the best investment platform could result in your funds getting eaten away by outrageous trading charges, exit penalties, and admin fees. Regardless of whether you’re a first time investor or an individual stockholder looking to streamline their shares and funds in the stock market, choosing the right investment platform is the most important first step.
By Roland Barnes7 years ago in Trader
