personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
Three Important Steps to Prepare for a Comfortable Retirement
Transitioning to retirement is not something that happens overnight. Many people who enjoy a comfortable retirement that is free of financial stress spend decades planning and saving. While retirement may seem like a breeze to most people, there are unexpected expenses such as the price of a quality retirement home, as you read some nursing home abuse statistics, you will quickly realize that the sometimes hefty price of a safe, comfortable nursing home is worth the cost. The primary components to managing your finances properly in retirement are low expenses and a reasonably high level of income. While this sounds simple enough to achieve on the surface, many adults have trouble with one or both of these concepts.
By Sasha McGregor5 years ago in Trader
4 Ways to Manage Your Finances
Your personal finances are likely something you don’t know as much about as you’d like, but managing them proves to be a crucial part of living life safely and successfully. Therefore, it behooves a person to take control of their finances as soon as possible in order to reap those benefits. Here are some tips to help you manage your finances easily and effectively.
By Kari Oakley5 years ago in Trader
Ways Debt is Hurting You
We live in a society where debt is expected. Most people have mortgages (sometimes more than they can afford), along with car payments and other loans. However, credit card debt is also common. More and more people put things that they need and want on their credit cards. Though you may have a lot of debt in your life, it is important to know why it might not be good for you.
By Shelley Wenger5 years ago in Trader
Improving your credit score
Whether you want to take a loan for a new vehicle or property and pay low-interest rates, obtain a good life and car insurance or qualify for good credit card deals, an excellent credit score qualifies you for those benefits and many others. A history of delinquencies, bankruptcies that stain the card report, or just too little experience with credit mentioned in the records may jeopardize your chances to enjoy the above advantages. However, even the best scores can be improved.
By anonwriter5 years ago in Trader
Why I believe Financial Literacy is Important
Often times you hear politicians and other groups talk about poverty and their only solution is to throw money at it. I will leave it to the reader to find out how much has been spent. There is an old saying, "Give a man a fish and he eats for a day; teach a man to fish and he eats for life." You can give all the money you want to the poor and it will not help. If you truly want to help then financial literacy as well as human nutrition need to be taught in school.
By Ferrari King6 years ago in Trader
5 Valuable Financial Tools for People With Disabilities
This year marks the 30th anniversary of the Americans With Disabilities Act of 1990. The ADA was intended to remove many of the obstacles that people with disabilities face in their daily lives. Significant strides have been made under the ADA, yet you still may face barriers to participating fully in the mainstream financial marketplace if you use a wheelchair or have other limitations. The following tools are available to help make your financial path a little easier to navigate, even with a disability.
By Dennis McKonkie6 years ago in Trader
